Venmo Fee Calculator
For a Business Profile payment. See exactly what you keep.
Venmo Business Profile standard rate. A personal profile marked to receive a "goods and services" payment is charged 2.99% instead, with no business-profile discount.
Not affiliated with, endorsed by, or sponsored by Venmo. See the fee change log.
Recommended Shipping Supplies & Equipment
Streamline order fulfillment, protect merchandise, and maximize your net seller profit margins.
Commercial 4x6 Wireless Direct Thermal Label Printer
High-speed 300 DPI direct thermal shipping label printer with wireless Bluetooth and USB connectivity. Compatible with eBay, Etsy, Poshmark, Mercari, Shopify, and Pirate Ship with zero ink or toner costs.
Heavy-Duty Digital Postal Shipping Scale (110-400 lb)
High-precision stainless steel mail scale with separate wall-mountable backlit LCD, tare function, and 0.1 oz accuracy. Accurately weighs envelopes, parcel boxes, and bulk cartons.
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Fast desktop air pillow maker that inflates protective bubble cushions on demand. Replaces bulky, expensive rolls of pre-inflated bubble wrap and packing peanuts in small home offices.
Heavy-Duty Packing Tape Gun with 6-Roll Commercial Tape
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Self-Seal Waterproof Poly Mailers Multi-Size Pack (100-500ct)
Heavy 2.5-mil puncture-resistant polyethylene shipping bags with tamper-evident peel-and-stick adhesive flaps. Waterproof barrier for clothing, apparel, and non-fragile merchandise.
E-Commerce Packaging & Fulfillment Workflow Matrix
Core packaging equipment mapped to seller platforms, parcel security, and profit protection.
| Fulfillment Gear | Primary Utility | Best Application | Profit Margin Advantage |
|---|---|---|---|
| 4x6 Thermal Printer | Instant barcode printing | High-volume eBay, Etsy, and Poshmark stores | Cuts fulfillment time from 3 minutes to 15 seconds per parcel. |
| Digital Postal Scale | Ounce-accurate package weighing | Calculated shipping rates on USPS Ground & UPS | Eliminates automated carrier audit surcharges and billing clawbacks. |
| Air Pillow Void Fill Maker | Protective product cushioning | Ceramics, glassware, collectibles, and electronics | Reduces item-not-as-described return cases and shipping damage. |
| Commercial Tape Dispenser | Heavy-duty box carton closure | Multi-item orders and corrugated cardboard cartons | Prevents tape peeling in humid transit trucks and sorting hubs. |
| Impulse Heat Sealer | Airtight merchandise protection | Textiles, small parts, and FBA warehouse inbound | Protects merchandise against dust, dirt, and water during warehouse storage. |
| Tear-Proof Poly Mailers | Ultra-lightweight outer envelope | T-shirts, hoodies, jeans, and soft merchandise | Saves 4 to 8 ounces of cardboard weight per shipment to preserve margins. |
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How the Venmo seller transaction fee works
A Venmo Business Profile is charged 1.9% of the total payment plus a fixed $0.10 for a standard transaction. Both come out automatically before the balance lands in your account, there is no separate invoice to track.
The fee applies to the total payment, so a $100 sale invoiced with a $10 shipping charge in one $110 payment is charged 1.9% of $110, not of $100.
Personal profile vs. Business Profile
A Venmo Business Profile pays the 1.9% + $0.10 rate modeled here. A personal profile that receives a payment marked "goods and services," instead of a regular person-to-person payment, is charged 2.99% with no fixed component and no business-profile discount, using a personal profile to sell regularly is against Venmo's terms of service in any case.
Learn more about Venmo fees
- Venmo instant transfer fee, a separate charge for moving your balance to a bank account
- Compare Venmo against every other platform on the same sale
Frequently asked questions
How much does Venmo charge to receive money for goods and services?
A Venmo Business Profile is charged 1.9% of the payment plus a fixed $0.10 for a standard transaction. On a $100 payment, that is $1.90 + $0.10 = $2.00, for a $98.00 payout.
Why is Venmo charging me a fee to receive money?
If the payment was sent from a Business Profile transaction, or the sender marked a personal payment as "goods and services," a fee applies. A personal profile charged for goods and services pays 2.99%, with no fixed component and no business-profile discount.
Is the Venmo fee different for Tap to Pay?
Yes. In-person Tap to Pay payments on a Business Profile are charged 2.29% plus $0.10, slightly higher than the 1.9% + $0.10 standard rate this calculator models for a direct Venmo payment.
Does Venmo charge a fee on shipping I charge the buyer?
Yes. Venmo's seller transaction fee is assessed on the full payment amount, including any shipping charge bundled into it, not on the item price alone.
Is the instant transfer fee the same as the seller fee?
No. The 1.9% + $0.10 fee here is charged when you receive a sale payment. Moving your balance to a bank account instantly is a separate 1.75% fee (min $0.25, max $25), covered in the instant transfer fee guide linked below.